Big Payday Loans

The quill had been perfect. Until someone created the pen borrowing and investing rewritten for everybody.

The quill had been perfect. Until someone created the pen borrowing and investing rewritten for everybody.

FCA authorised and regulated

Over 84,000 investors

Running since 2010

Over ?3.6 billion spent up to now

FCA regulated and authorised

Over 84,000 investors

Operating since 2010

Over ?3.6 billion spent up to now

Great britain’s most widely used peer-to-peer platform. Peer-to-peer means less expensive for all

It’s your cash so that it is reasonable that you will get the greatest value as a result. By linking those who have cash to spend with people who like to borrow it, everybody else gets a far better deal. It is because straightforward as that.


You can generate more by investing in loans to households that are creditworthy companies.

Households and organizations

Obtain a versatile loan at competitive prices, with a straightforward application that will not influence your credit rating.

Here is ?20 on us.

Make interest every single day

Spend tax-free inside our Finance that is innovative ISA

Withdraw your cash effortlessly

Get that loan at competitive rates

With versatile payment terms

Quick reaction without any effect on your credit rating

Great britain’s most well known platform that is peer-to-peer

Ever wondered just how your bank makes cash? By lending your cash. We think that your hard earned money should instead work for you of someone else.

This year, we founded RateSetter on that concept. We developed a platform that is peer-to-peer connect those individuals who have money to spend with people who like to borrow it. We possibly may maybe perhaps perhaps not provide the lounge marble and service foyer of the bank, but we exist for folks who want fulfilling opportunities. Or even a loan that is competitive.

We have been dedicated to being the UK’s best & most fluid peer-to-peer platform (possibly that’s why we’re also the most used).

Suggested reading: separate breakdown of investing with RateSetter

Peter Behrens 8 Jan 2020

RateSetter frequently gets reviews that are positive and it is frequently covered into the nationwide and monetary news, however a current review by 4 th Method caught my attention. This review that is independent by the planet’s first research agency for P2P lending, is especially wel.

A milestone for peer-to-peer investing.

Mario Lupori 9 Dec 2019

The finish of the season could be approaching, but today marks the beginning of a brand new age for peer-to-peer investing. RateSetter established about ten years ago, providing individuals the chance to earn much more on their funds. Since that time, RateSetter has generated an unrivalled.

RateSetter Xmas opening hours

RateSetter Notices 27 Nov 2019

Our client Services team will be around through the xmas duration. Our opening times is supposed to be the following: We want all our customers a tremendously delighted xmas!

Welcome to Access, Plus and Max!

Mario Lupori 3 Oct 2019

I’m pleased to say our three investment that is new – Access, Plus and Max – established today consequently they are prepared to help you enjoy. Here’s a reminder that is quick of our services bring: Liquidity: we understand that usage of your hard earned money is essential.

LendIt Fintech European countries 2019: “There’s loads of opportunity”

RateSetter Notices 1 Oct 2019

The other day the European fintech sector collected in north London for LendIt European countries 2019.

A highlight associated with the occasion ended up being a conversation of exactly just what year that is next more likely to hold for the peer-to-peer sector, by which our CEO, Rhydian Lewis take a look at the web site here, shared their ideas.

Launching our brand brand brand new investment items

Mario Lupori 3 Sep 2019

RateSetter’s aim would be to deliver the many constant comes back as well as the many fluid investment in peer-to-peer investing. We now have a history approaching ten years to do exactly that and think the new items lay the inspiration for the following 10.

Making interest more interesting

John Battersby 7 Aug 2019

It is often reported that Albert Einstein when stated that substance interest may be the wonder that is eighth of globe. Placing apart issue of whether Einstein actually did state this, compound interest is obviously a trend that anyone seeking to gr.

RateSetter ISA passes ?250m in subscriptions

RateSetter Notices 4 Jul 2019

In less than 1. 5 years since its launch in February 2018 the RateSetter ISA has drawn significantly more than ?250m in subscriptions, including ?50m of inflows throughout the last 3 months alone. You want to thank all our investors for selecting to get wit.

Summer time 2019 investor news

Mario Lupori 21 Jun 2019

I’m the main Investments Officer only at RateSetter.

I would really like to introduce the initial in a number of periodical updates on developments which are highly relevant to RateSetter, covering news to your investments from the peer-to-peer sector, styles.

RateSetter celebrates Queen’s Award winnings at Buckingham Palace

John Battersby 18 Jun 2019

On Tuesday 11 June, we celebrated winning the prestigious Queen’s Award for Enterprise at a reception that is royal at Buckingham Palace. Our CEO, Rhydian Lewis, and our mind of riches Management, Alexa McAlister, explain why getting the Queen’s.

Interview with Michael Hoare, Chief Credit Officer

John Battersby 6 Jun 2019

Michael Hoare oversees RateSetter’s credit function. We chatted to Michael about how precisely RateSetter manages lending danger and the Provision Fund. So what does a Chief Credit Officer do? My part is always to manage lending danger with the aim of making sure.

Brand brand New methodology for determining anticipated Provision Fund outflows